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VA Loan Program
Getting a loan that is right for you has never been
this easy before whether you are buying or refinancing a home. We can help you even if you have less than 600 Fico score. Get a quote
now. No obligation, no social security needed!!

VA Guaranteed Home Loans
  • Established in 1930 to provide federal benefits to veterans and their families, including health care, financial assistance, and burial benefits.
  • In 1944, the Servicemen's Readjustment Act (known as the "G.I. Bill" was signed into law and provided a variety of benefit programs to facilitate the adjustment of returning veterans to civilian life, including federally insured home loans with no down payment.
  • n 1989, the Veterans Administration was renamed the Department of Veterans Affairs.
COE (Certificate of Eligibility):
  • certificate provided by VA to evidence a Veteran's entitlement to participate in the VA Home Loan Guarantee Program. A COE is the only reliable Proof of Eligibility for the Lender
CRV (Certificate of Reasonable Value):
  • The VA certifies the fair market value of the property once the home is appraised
Entitlement:
  • Dollar amount of loan guarantee that the Veteran's Benefit Administration (VA) provides to each eligible veteran
Funding Fee:
  • The fee that VA charges when a veteran uses its Home Loan Guarantee Program
  • This fee is generally rounded to 2% to 3% depending on whether its your 1st VA loan; disabled veterans may be exempt from this fee
NOV (Notice of Value):
  • This form is issued to the borrower in conjunction with an appraisal
  • Every NOV must include an estimated reasonable value of the property, estimated economic life of the property, and list of any property related conditions and requirements necessary for VA loan guaranty
The benefis of getting a VA loan are:
  • No down payment
  • No monthly mortgage insurance premiums
  • No reserve requirements-Conforming 1 unit only (Own no other real estate)
  • 100% gift funds allowed
  • Ability to finance the funding fee (plus reduced funding fee depending on down payment, and the exemptions for veterans receiving compensation)
  • Fully assumable to qualified borrowers
To get qualified for our VA loan program, please, you complete our short form after you log in or sign up. Please, bear in mind that you are under no obligation to go with our lenders after we get you a great rate. Do it now! Mortgage rates have never been as great as it is right now for a long time, and no one knows when it might go up again.
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https://www.allequitiesfunding.com
3811 Florin Road, Suite 3
Sacramento, CA 95823